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Finances: Frugal Living. How to Save Money and Live on a Budget Happily

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This is the Time we all need to tighten our Belts and Live on a Budget. This book contains proven steps and strategies on how to live Frugal and still Live a Happy Life Get this Amazing book now on Discount for a limited time only!! Frugal Living discusses topics, tips, and ideas that will help you develop your financial management ability, teaching you how to be financ This is the Time we all need to tighten our Belts and Live on a Budget. This book contains proven steps and strategies on how to live Frugal and still Live a Happy Life Get this Amazing book now on Discount for a limited time only!! Frugal Living discusses topics, tips, and ideas that will help you develop your financial management ability, teaching you how to be financially independent and realize your dreams. The next pages will guide you on how you can save money and live a stress-free life within your budget. This book also provides guidelines and factual thoughts useful to budgeting and analyzing your daily expenditures. Most of us deal with these two things every day, which to some may be an easy task but is usually critical to people who live on a fixed income and a tight monthly budget. Thus, choosing to live within the limit of your resources is always a smart move. Knowing yourself and making a clear decision to start serious budgeting plans are very important. Your attitude towards decision-making will define how far you want to go in terms of achieving your financial dreams and stability in the future. In this book, you will also come across some strategies for credit card usage information that might change the way you use and think about your credit cards. Getting out of credit card debt and mortgages is truly difficult, and takes much effort and courage.. We will also look at how you can make a business out of your hard earned dollars as to create an additional source of income. Nobody gets rich by being an employee for the rest of their lives, but investing in some small businesses is a great way to making a fat bank account. There are tips on how to stick with your plans and how to effectively manage hindrances. After all, your willingness to change for the better is already an investment. We will share with you some tips that you need to manage your budget, and that will help you realize your goals. Focus will be the key factor to your success and harvesting the fruits of your labor is your target Download this Bestseller Now!! Are you going to miss out? Grab this Deal while it's still here! > Tags: frugal, money, living, save, budget, finances, Happy


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This is the Time we all need to tighten our Belts and Live on a Budget. This book contains proven steps and strategies on how to live Frugal and still Live a Happy Life Get this Amazing book now on Discount for a limited time only!! Frugal Living discusses topics, tips, and ideas that will help you develop your financial management ability, teaching you how to be financ This is the Time we all need to tighten our Belts and Live on a Budget. This book contains proven steps and strategies on how to live Frugal and still Live a Happy Life Get this Amazing book now on Discount for a limited time only!! Frugal Living discusses topics, tips, and ideas that will help you develop your financial management ability, teaching you how to be financially independent and realize your dreams. The next pages will guide you on how you can save money and live a stress-free life within your budget. This book also provides guidelines and factual thoughts useful to budgeting and analyzing your daily expenditures. Most of us deal with these two things every day, which to some may be an easy task but is usually critical to people who live on a fixed income and a tight monthly budget. Thus, choosing to live within the limit of your resources is always a smart move. Knowing yourself and making a clear decision to start serious budgeting plans are very important. Your attitude towards decision-making will define how far you want to go in terms of achieving your financial dreams and stability in the future. In this book, you will also come across some strategies for credit card usage information that might change the way you use and think about your credit cards. Getting out of credit card debt and mortgages is truly difficult, and takes much effort and courage.. We will also look at how you can make a business out of your hard earned dollars as to create an additional source of income. Nobody gets rich by being an employee for the rest of their lives, but investing in some small businesses is a great way to making a fat bank account. There are tips on how to stick with your plans and how to effectively manage hindrances. After all, your willingness to change for the better is already an investment. We will share with you some tips that you need to manage your budget, and that will help you realize your goals. Focus will be the key factor to your success and harvesting the fruits of your labor is your target Download this Bestseller Now!! Are you going to miss out? Grab this Deal while it's still here! > Tags: frugal, money, living, save, budget, finances, Happy

43 review for Finances: Frugal Living. How to Save Money and Live on a Budget Happily

  1. 5 out of 5

    A.M.

    My first point would be that you can’t even start to budget until you learn how you spend your money. You might think that buying a coffee and a muffin every work day is not much… but it’s not until you do the math: 52 weeks x 5 days a week x $5 a day = $1300 a year. And that doesn’t include buying lunch, or a sandwich or a magazine… or a second cup of coffee. What could you pay off with that? Or save for? Or whatever. And that’s basically what being frugal is about. Priorities. So use a spreadshee My first point would be that you can’t even start to budget until you learn how you spend your money. You might think that buying a coffee and a muffin every work day is not much… but it’s not until you do the math: 52 weeks x 5 days a week x $5 a day = $1300 a year. And that doesn’t include buying lunch, or a sandwich or a magazine… or a second cup of coffee. What could you pay off with that? Or save for? Or whatever. And that’s basically what being frugal is about. Priorities. So use a spreadsheet or spend a couple of cups of coffee on a money program. And stick with writing down every cent you spend. I’m frugal. My kids tell me I’m cheap. Lol. The book is a little bit preachy. The biggest issue, I reckon is not budgeting for yourself. If you need that magazine… get it, but don’t buy the coffee… you know? Otherwise you just end up cheating your budget and failing yourself. And that makes you feel bad, and then you ditch the entire thing. Plan for the holiday, or pay off your loans or whatever you need to FIRST. Don’t use credit cards. EVER. This isn’t part of the book review… this is me. I remember years ago when a finance person told Oprah that buying things on credit added at least 30% to the price. Do you really want that thing now? I think this book is common sense… but then, I’m already frugal. It does have some odd ideas with investment… lottery tickets? No. 2 stars

  2. 4 out of 5

    Katie

    Not quite sure that I learned anything This short book on frugality is easy to read, although there are some strange phrases here and there. The author generally talks about frugality as spending as little as possible, reusing things, getting out of debt and keeping a budget but doesn't get very specific. The few examples that are given are fairly random and generic. I am not sure that I learned much.

  3. 4 out of 5

    Emily Lien

    Good It had a lot of good ideas, I plan on using some of the strategies in my personal life. I would suggest it

  4. 5 out of 5

    Allan Wooster

  5. 5 out of 5

    Lionel Alva

  6. 4 out of 5

    Gillian Masters

  7. 5 out of 5

    Tom

  8. 4 out of 5

    Rick Abraham

  9. 4 out of 5

    Rachel

  10. 4 out of 5

    April Bowling

  11. 5 out of 5

    Cassandra Godfrey

  12. 5 out of 5

    Caitlin Strong

  13. 4 out of 5

    Susan

  14. 5 out of 5

    Janelle

  15. 4 out of 5

    Kenneth Bettum Gjermstad

  16. 4 out of 5

    Joie

  17. 4 out of 5

    K Scogin

  18. 4 out of 5

    Jean Thompson

  19. 4 out of 5

    Kara

  20. 4 out of 5

    Sharla Hansen

  21. 4 out of 5

    Linda

  22. 5 out of 5

    Jeanne

  23. 4 out of 5

    Sally

  24. 5 out of 5

    Cathy Rosen

  25. 4 out of 5

    Laurie

  26. 5 out of 5

    Michele

  27. 4 out of 5

    Kendall

  28. 4 out of 5

    Josephine Sivels

  29. 5 out of 5

    Cathy Galloway

  30. 5 out of 5

    Celeste

  31. 5 out of 5

    Heather Mary Baumgardner

  32. 5 out of 5

    Sandy Swain

  33. 5 out of 5

    Aimee

  34. 4 out of 5

    Mirta

  35. 5 out of 5

    Angela Randall

  36. 5 out of 5

    Douglas Smith

  37. 4 out of 5

    Melissa Betterly-Sherman

  38. 5 out of 5

    Cheryl

  39. 5 out of 5

    ChaCha Ala Mode

  40. 4 out of 5

    Debbie Aufdenberg

  41. 5 out of 5

    Terri

  42. 4 out of 5

    Skylar

  43. 5 out of 5

    Wayne Davies

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