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A Plan to Replace Obamacare: The Art of the Health Care Deal

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Our neighbors are dying. We can’t set by and watch. You can fix this mess. This book will explain how. This book has the actual content of the legislation that is necessary to repeal and replace Obamacare. There are no more excuses why we can’t do it. This will be a very long and technical book like the first one written by myself (Marine Veteran) and Kristin Beck (retired Our neighbors are dying. We can’t set by and watch. You can fix this mess. This book will explain how. This book has the actual content of the legislation that is necessary to repeal and replace Obamacare. There are no more excuses why we can’t do it. This will be a very long and technical book like the first one written by myself (Marine Veteran) and Kristin Beck (retired Navy SEAL). It was called Freedom Has a Cost. Both books pass the thud test. If they do any more that just go thud when dropped from the second floor stairwell, then it will be up to you and your effort to contact your Representative in Congress and your Senator (and perhaps a Presidential Candidate who actually gives a shit). I think you can read it in two or three days without much effort, but you will need a couple pots of coffee or hot tea. When you read it, I encourage you to have something at hand to help you stay calm and focused. I recommend popcorn or potato chips. When you are finished, you are likely to need a drink. Drink responsibly and don’t drive drunk. In February 2010 the US House of Representatives voted to repeal the McCarran Ferguson Act of 1945. This would have eliminated the need for Obamacare if the Senate had also voted. The vote in the House was overwhelmingly in favor of the repeal (406 to 19) (https://en.wikipedia.org/wiki/McCarra... ). But Harry Reid wanted to block this bill and stuck the legislation passed by the House of Representatives in his desk drawer and subsequently cost Americans like you and me another $2T in unnecessary health care costs. Most of you don’t have any idea what the McCarran Ferguson Act is or why Harry Reid would not take it up on the Senate floor even though it was scheduled to pass by 95 to 4, but to put it simply, it is the singularly biggest reason you pay through the nose for health insurance and doctor bills. When it goes away, your bills will slowly begin to come down. Is that too much to ask? This is how Wikipedia explains it: United States v. South-Eastern Underwriters Association (322 U.S. 533) came before the Supreme Court in 1944 on appeal from a district court located in north Georgia. The South-Eastern Underwriters Association controlled 90 percent of the market for fire and other insurance lines in six southern states and set rates at non-competitive levels. Furthermore, it used intimidation, boycotts and other coercive tactics to maintain its monopoly. The question before the Court was whether or not insurance was a form of "interstate commerce" which could be regulated under the Commerce Clause of the United States Constitution and the Sherman Anti-Trust Act. The general opinion in law before this case, according to the Court, was that the business of insurance was not commerce, and the District Court concurred with the opinion. In his partial dissent at 322 U.S. 588, Justice Robert H. Jackson of the Supreme Court said: “Any enactment by Congress either of partial or of comprehensive regulations of the insurance business would come to us with the most forceful presumption of constitutional validity. The fiction that insurance is not commerce could not be sustained against such a presumption, for resort to the facts would support the presumption in favor of the congressional action. The fiction therefore must yield to congressional action, and continues only at the sufferance of Congress. Congress also may, without exerting its full regulatory powers over the subject, and without challenging the basis or supplanting the details of state regulation, enact prohibitions of any acts in pursuit of the insurance business which substantially affect or unduly burden or restrain interstate commerce.


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Our neighbors are dying. We can’t set by and watch. You can fix this mess. This book will explain how. This book has the actual content of the legislation that is necessary to repeal and replace Obamacare. There are no more excuses why we can’t do it. This will be a very long and technical book like the first one written by myself (Marine Veteran) and Kristin Beck (retired Our neighbors are dying. We can’t set by and watch. You can fix this mess. This book will explain how. This book has the actual content of the legislation that is necessary to repeal and replace Obamacare. There are no more excuses why we can’t do it. This will be a very long and technical book like the first one written by myself (Marine Veteran) and Kristin Beck (retired Navy SEAL). It was called Freedom Has a Cost. Both books pass the thud test. If they do any more that just go thud when dropped from the second floor stairwell, then it will be up to you and your effort to contact your Representative in Congress and your Senator (and perhaps a Presidential Candidate who actually gives a shit). I think you can read it in two or three days without much effort, but you will need a couple pots of coffee or hot tea. When you read it, I encourage you to have something at hand to help you stay calm and focused. I recommend popcorn or potato chips. When you are finished, you are likely to need a drink. Drink responsibly and don’t drive drunk. In February 2010 the US House of Representatives voted to repeal the McCarran Ferguson Act of 1945. This would have eliminated the need for Obamacare if the Senate had also voted. The vote in the House was overwhelmingly in favor of the repeal (406 to 19) (https://en.wikipedia.org/wiki/McCarra... ). But Harry Reid wanted to block this bill and stuck the legislation passed by the House of Representatives in his desk drawer and subsequently cost Americans like you and me another $2T in unnecessary health care costs. Most of you don’t have any idea what the McCarran Ferguson Act is or why Harry Reid would not take it up on the Senate floor even though it was scheduled to pass by 95 to 4, but to put it simply, it is the singularly biggest reason you pay through the nose for health insurance and doctor bills. When it goes away, your bills will slowly begin to come down. Is that too much to ask? This is how Wikipedia explains it: United States v. South-Eastern Underwriters Association (322 U.S. 533) came before the Supreme Court in 1944 on appeal from a district court located in north Georgia. The South-Eastern Underwriters Association controlled 90 percent of the market for fire and other insurance lines in six southern states and set rates at non-competitive levels. Furthermore, it used intimidation, boycotts and other coercive tactics to maintain its monopoly. The question before the Court was whether or not insurance was a form of "interstate commerce" which could be regulated under the Commerce Clause of the United States Constitution and the Sherman Anti-Trust Act. The general opinion in law before this case, according to the Court, was that the business of insurance was not commerce, and the District Court concurred with the opinion. In his partial dissent at 322 U.S. 588, Justice Robert H. Jackson of the Supreme Court said: “Any enactment by Congress either of partial or of comprehensive regulations of the insurance business would come to us with the most forceful presumption of constitutional validity. The fiction that insurance is not commerce could not be sustained against such a presumption, for resort to the facts would support the presumption in favor of the congressional action. The fiction therefore must yield to congressional action, and continues only at the sufferance of Congress. Congress also may, without exerting its full regulatory powers over the subject, and without challenging the basis or supplanting the details of state regulation, enact prohibitions of any acts in pursuit of the insurance business which substantially affect or unduly burden or restrain interstate commerce.

1 review for A Plan to Replace Obamacare: The Art of the Health Care Deal

  1. 5 out of 5

    Alan K. Andrews

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